Debt Settlement — Book 1: 7-Step Audit & Checklist
Tier 1 • Quick-Action Audit • Identify hidden mistakes and instant red flags before taking action.
🎯 The Challenge Addressed
Invoke RBI borrower rights, stop recovery harassment, and negotiate OTS.
⚡ Core Takeaways & Implementation Framework
📖 Key Excerpt
About the Author: Sanjay Shharma
M.Sc., MBA, APSCM — Indian Institute of Management (IIM) Calcutta Alumni
Sanjay Shharma is an Author, Corporate Strategist, and Executive Mentor with 30 years of leadership experience. Having lived through the devastating loss of his wife to terminal illness as her primary caregiver, he dedicates his writing to restoring emotional resilience, dignity, and practical clarity to modern marriages and high-performance individuals.
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